UnionBank (Pilipinas)
- Para sa ibang gamit, Hilingon an Union Bank (klaripikasyon).Plantilya:Use Philippine English
| Ladawan:Union Bank Plaza night.jpg View of UnionBank Plaza at night | |
Nagligad na | Union Savings and Mortgage Bank |
|---|---|
| Klase | Public |
| Nagpapabakal bilang | PSE: UBP |
| Industriya | Finance and Insurance |
| Naitogdas | Agosto 16, 1968 in Manila, Philippines |
| Pamayong-kwarterya | , Philippines |
Mga lugar nin pinagsisirbihan | Philippines |
Midbid na mga tawo | |
| Mga produkto | Digital banking Consumer banking Commercial Banking Mutual Funds Insurance Private Banking Credit Cards |
| Benta | ₱38.58 billion Plantilya:Gain (2020) |
| ₱11.55 billion | |
| Total assets | ₱774.46 billion Plantilya:Gain (2020) |
| Bilang nin mga empleyado | 3,525 (2020) |
| Capital ratio | Tier 1 15.0% (2020)[2] |
| Websityo | www |
An Union Bank of the Philippines, Inc., na mas bisto sa apod na UnionBank, saro sa mga unibersal na bangko sa Filipinas asin ikasiyam na pinakadakulang bangko sa nasyon sa paagi nin mga pagsadiri. [3]
An UnionBank sarong pinagsararong konsorsyo sa pag-ultanan kan Aboitiz Group, Insular Life, asin kan Social Security System . Nagpoon an operasyon kaini kan 1981 asin nagin sarong komersyal na bangko kan Enero 19, 1982. Kan Hulyo 1992, an UnionBank tinawan nin lisensya na mag-operar bilang sarong unibersal na bangko.
Kasaysayan
[baguhon | baguhon an source]Pagmukna
[baguhon | baguhon an source]An bangko orihinal na pig-inkorporar bilang "Union Savings and Mortgage Bank" kan Agosto 16, 1968. Pagkatapos kan enot na pampublikong pag-alok an mga aksyon kan bangko nakalista sa Philippine Stock Exchange (PSE) kan Hunyo 29, 1992.
Paglisensya bilang unibersal na bangko
[baguhon | baguhon an source]Kan Hulyo 15, 1992, an bangko tinawan nin lisensya na mag-operar bilang sarong unibersal na bangko asin binago an presenteng pangaran kaini sa Union Bank of the Philippines (UBP) . [4]
Mga pag-iriba asin pagkua
[baguhon | baguhon an source]Kan 1993, an UnionBank nakisumaro sa International Corporate Bank ("Interbank") asin kan 2006, saro pang pagsararo sa International Exchange Bank ("iBank") an nagsunod (pagkatapos na enot na pignegaran kan iBank). [5][6]
Kan 2013, kinua kan UnionBank an City Savings Bank, na ginibo an City Savings Bank na 100% na subsidiary kan UnionBank asin pinagsararo an mga yunit nin bangko kan grupong Aboitiz. [7]
Kan Disyembre 23, 2021, na
ggibo ini nin kasunduan na makua an mga operasyon sa bangko kan Citibank Philippines hale sa Citigroup sa kantidad na ₱55 billion . An kasunduan isinara poon kan 1 Agosto 2022. [8] [9] [10] [11] [12] [13] [14]
Pagbukas kan UnionDigital
[baguhon | baguhon an source]Kan 2021, an UnionBank saro sa anom sanang aplikante na lisensyado kan Bangko Sentral ng Pilipinas na magbukas nin sarong digital na bangko, bago an anunsyo kaini nin tolong taon na moratorium sa mga lisensya sa digital na bangko. Nangangahulugan ini na an bagong Digital Bank kan UnionBank, na midbid bilang Union Digital Bank (UnionDigital) magigin saro sa anom sanang digital na bangko sa Pilipinas sa laog nin dai mababa sa tolong taon, kaiba an Overseas Filipino Bank, Tonik Digital Bank, UNObank, GOtyme, asin Maya Bank . [15] [16]
Kan Hulyo 12, 2022, tinawan kan Bangko Sentral ng Pilipinas an UnionDigital kan Certificate of Authority to Operate. [17] Nagpoon ini nin operasyon kan Hulyo 18 bilang UnionDigital Bank Inc. [18] Kan Nobyembre kan parehong taon, an digital banking unit kan UnionBank na EON pinagsararo an operasyon kaini sa UnionDigital Bank. alagad, an UnionDigital Bank nagpadagos kan mga eksistidong produkto asin serbisyo kan EON sa mga parokyano kaini pagkatapos nin transisyon sagkod Mayo 31, 2023. [19] [20]
Paglansar kan mga serbisyo sa crypto
[baguhon | baguhon an source]An UnionBank saro sa mga pinakaenot na institusyon pinansyal sa Pilipinas na nag-ampon nin cryptocurrency, asin iyo an pinakaenot na lokal na parapautang na nagpaluwas kan sadiring stablecoin kan 2019, na an pangaran PHX, na nagtatao sa mga bangko sa bukid nin mas madaling access sa mga remittance asin pagbayad. Kan 2019, an bangko naglansar man nin mga crypto ATM na nagtutugot sa mga may kapot kan saindang account na may mga crypto wallet na mag-withdraw nin cash na pigkombertir gikan sa crypto siring man magnegosyo sa lugar. [21]
Kan Enero 2022, igwa nin mga bareta na nagkukumpirma na an UnionBank nagpaplano na maglansar nin mga serbisyo sa pagnegosyo asin pag-ataman nin crypto. Kan 20 Enero 2022, an METACO nagpaluwas nin sarong press release tanganing ianunsyo na an saindang solusyon sa pag-ataman nin digital asset gagamiton sa pagmanehar kan mga crypto assets kan bangko. [22]
Pagbabago nin liderato
[baguhon | baguhon an source]Kan Hunyo 2024, si Edwin Bautista, naghale sa saiyang posisyon bilang Presidente asin Chief Executive Officer (CEO) kan UnionBank asin sasalidahan kan Senior Vice President kan bangko, si Ana Maria Aboitiz Delgado, poon Enero 1, 2025. [1]
Mga Subsidiary asin Affiliates
[baguhon | baguhon an source]An UnionBank nababanga sa minasunod na mga subsidiary asin kaapil:
- Citicorp Financial Services and Insurance Brokerage Philippines Inc. [23]
- CitySavings
- Enot na Unyon Direkta
- Mga Plano kan Enot na Unyon
- UBP Capital Corporation
- Mga Property kan Unyon
- UBX Philippines, Inc. [24]
- UnionDigital Bank [25]

Pagsadiri
[baguhon | baguhon an source]- Aboitiz Equity Ventures : 49.31%
- Sistema nin Seguridad Sosyal : 18.91%
- Insular Life Assurance Co., Ltd. : 16.32%
- Iba pa: 15.46% [26]
Tamboan
[baguhon | baguhon an source]- 1 2 "Aboitiz heiress named UnionBank president". philstar.com. June 29, 2024. https://www.philstar.com/business/2024/06/29/2366299/aboitiz-heiress-named-unionbank-president. Error sa pag-cite: Invalid
<ref>tag; name "philstar.com" defined multiple times with different content - ↑ "Experience the Future of Banking with UnionBank of the Philippines". unionbankph.com.[permanent dead link]
- ↑ "Ranking as to Total Assets: Universal and Commercial Bank Group". Bangko Sentral ng Pilipinas. September 30, 2021. Retrieved January 21, 2022.
- ↑ "UnionBank at 40: Future Forward, a leap to enduring greatness". inquirer.net. January 19, 2022. https://business.inquirer.net/339038/unionbank-at-40-future-forward-a-leap-to-enduring-greatness/amp.
- ↑ Maricel E Burgonio, "UnionBank Eyes Bank Acquisitions; iBank Denies Any Offer", Manila Times, May 4, 2006.
- ↑ "Unionbank to sign iBank acquisition deal Monday", Manila Bulletin, June 2, 2006.
- ↑ "Union Bank taking over CitySavings Bank". Inquirer.net. February 7, 2013. https://business.inquirer.net/101857/union-bank-taking-over-citysavings-bank.
- ↑ "Citi Announces Agreement to Sell Philippines Consumer Bank to UnionBank of the Philippines". citigroup.com. December 23, 2021. https://www.citigroup.com/citi/news/2021/211223a.htm.
- ↑ "Edging out rivals, UnionBank to acquire Citi's local consumer banking business". December 23, 2021. https://www.philstar.com/business/2021/12/23/2149687/edging-out-rivals-unionbank-acquire-citis-local-consumer-banking-business.
- ↑ "Citi Announces Agreement to Sell Philippines Consumer Bank to UnionBank of the Philippines". businesswire.com. December 22, 2021. https://www.businesswire.com/news/home/20211222005611/en/Citi-Announces-Agreement-to-Sell-Philippines-Consumer-Bank-to-UnionBank-of-the-Philippines.
- ↑ "UnionBank acquires Citigroup's Philippine consumer banking business". news.abs-cbn.com. December 23, 2021. https://www.abs-cbn.com/amp/business/12/23/21/unionbank-acquires-citigroups-ph-consumer-business.
- ↑ "UnionBank approves acquisition of Citibank PH branch". yugatech.com. December 23, 2021. https://www.yugatech.com/business/union-bank-approves-acquisition-of-citibank-ph-branch/#sthash.9DIBj2NS.GXgDKomT.dpbs.
- ↑ "Citigroup sells consumer bank in Philippines to Unionbank". Reuters. December 23, 2021. https://www.reuters.com/markets/deals/unionbank-acquire-citis-philippine-consumer-banking-business-2021-12-23/.
- ↑ "UnionBank eyes 'Top 3' slot in credit card business". mb.com.ph. December 26, 2021. https://mb.com.ph/2021/12/26/unionbank-eyes-top-3-slot-in-credit-card-business/.
- ↑ Lucas, Daxim L. (August 19, 2021). "In surprise move, BSP sets 3-year moratorium on new digital banking licenses" (in en). The Philippine Daily Inquirer. https://business.inquirer.net/329266/in-surprise-move-bsp-sets-3-year-moratorium-on-new-digital-banking-licenses.
- ↑ "UnionBank's digital bank will be ready mid 2022" (in en-US). August 11, 2021. https://mb.com.ph/2021/08/11/unionbanks-digital-bank-will-be-ready-mid-2022/.
- ↑ "UnionDigital Bank gets go-signal to operate". July 15, 2022. https://www.philstar.com/business/2022/07/15/2195420/uniondigital-bank-gets-go-signal-operate.
- ↑ "UnionBank commences ops of digital banking unit". July 19, 2022. https://www.gmanetwork.com/news/money/companies/838658/unionbank-commences-ops-of-digital-banking-unit/story/.
- ↑ "Aboitiz rebrands EON bank to UnionDigital". bilyonaryo.com. November 3, 2022. https://bilyonaryo.com/2022/11/03/aboitiz-rebrands-eon-bank-to-uniondigital/money/.
- ↑ "UnionDigital may end 2022 with P 4.8-B loan book". inquirer.net. November 7, 2022. https://business.inquirer.net/371620/uniondigital-may-end-2022-with-p-4-8-b-loan-book.
- ↑ "UnionBank of the Philippines to launch crypto services". KrASIA (in English). January 21, 2022. Retrieved January 21, 2022.
- ↑ "UnionBank of the Philippines Selects METACO and IBM to Orchestrate its Digital Asset Custody Operations". METACO (in English). Archived from the original on January 21, 2022. Retrieved January 21, 2022.
- ↑ "BSP gives UnionBank green light to take over Citi's PH consumer business". gmanetwork.com. July 20, 2022. https://www.gmanetwork.com/news/money/companies/838809/bsp-gives-unionbank-green-light-to-take-over-citi-s-ph-consumer-business/story/.
- ↑ "About UBX". ubx.ph. Archived from the original on July 27, 2020. Retrieved September 22, 2025.
- ↑ "About UnionDigital Bank". uniondigitalbank.io.
- ↑ "Home Page | UnionBank of the Philippines". unionbankph.com (in English). Archived from the original on January 19, 2021. Retrieved January 4, 2021.
Panluwas na mga sumpay
[baguhon | baguhon an source]- Official website
Igwang relatibong medya para sa UnionBank (Pilipinas) duman sa Wikimedia Commons